.jpg)
Introduction:
Insurance is something that many people use in order to protect their valuables and their lives. After all, no one ever knows when something unexpected can happen and they are left having to pick up the pieces. The same goes for musicians regarding their instruments. Musicians invest a huge amount of both time and money in purchasing and preserving their instruments. Nonetheless, theft, damage, or accidental events could annihilate a musician’s progression. This essay will write about why it is so important to have musical instrument insurance. There will be a discussion of the benefits such as monetary protection, peace of mind and the passion level of performing and sharing music.
Monetary Protection:
One of the crucial reasons to buy or learn about musical instrument insurance for one’s instruments is to have monetary protection. Instruments are expensive and this is especially true for professional grade instruments. If an instrument is destroyed by something such as a break-in, loss or damage is irreparable or expensive to fix. Many amateur or professional musicians do not have the saving to purchase a completely new instrument. Considerable financial burdens lay on a musician who is not correctly insured. However, for a person who has their instrument insured, they can rest easy knowing that they can make a claim in the event of theft, loss or damage. This sets the musician’s mind at ease knowing that they do not have to worry about a financial burden each time they are in possession of their instrument.
Peace of Mind:
Musical instrument insurance provides peace of mind to musicians and if a musician is not worried about their instrument then they can deliver a much better performance. This will enable them to focus on playing music rather than worrying about what may happen to their instrument. The musician will know that their instrument is secure and this will allow them to concentrate on making music and being creative. Musical instrument insurance will help not only the musician that is trying to move in to the professional realm, but also the person who has been performing for a number of years.
The Ability to Continue the Passion:
Most musicians believe that their instrument is an extension of how they present themselves to the world. For this reason, if their instrument is damaged or destroyed, it can be emotionally devastating. In some cases, it may cause them to put a stop to their career as they no longer have the passion to carry on. Nonetheless, when a musical instrument is insured if the instrument is lost or damaged, the musician will be able to have the instrument repaired or replaced. In other words, the musician is able to continue making music.
Counter argument:
One may say that musical instrument insurance is another cost that one does not need especially if they have a low-cost instrument. However, the value of an instrument goes well further than what it is worth. Instruments are sentimental and they also are the tool that a musician needs to help them present who they are the world. All musical instruments have a value and even though for sentimental and personal reasons the value may be more than money matters. Therefore, for a musician who values their instrument and their ability to make music, it is a necessity to protect the instrument with musical instrument insurance.
Conclusion:
To sum it up, insuring musical instruments is something that many musicians should not overlook. Musical instrument insurance will provide monetary protection and one will be able to replace their instrument without having to worry needlessly about the cost of the new instrument. Musical instrument insurance also provides peace of mind which will help a musician to deliver a better performance and protect the passion of musical. Finally, the musician will be able to continue on their musical path with out missing a beat. Emotional value and the break down of instruments is reason enough to look into musical instrument insurance for even the most inexpensive of instruments.
